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Canada · personal card · MBNA Canada

MBNA True Line Mastercard review

No-fee low-interest card with a 12.99% purchase rate and a 0% promotional rate on balance transfers for 12 months.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply
MBNA True Line Mastercard

Key facts

Issuer
MBNA Canada
Network
Mastercard
Annual fee
$0 (Up to 9 authorized users with no additional fee)
Welcome offer
0% promotional annual interest rate for 12 months on balance transfers completed within 90 days of account opening
Purchase rate
12.99%
Cash advance rate
24.99%
Balance transfers
17.99%
Foreign transaction fee
Not stated
Minimum personal income
Not stated
Minimum household income
Not stated
Available in Quebec
Not stated

Perks

MBNA Payment Plan; Apple Pay

How we put this page together

Every figure here was read on MBNA Canada’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Rates and fees may vary by region (page region selector; Quebec may differ). Foreign exchange fee and income minimums not stated unless listed.

Frequently asked questions

What is the annual fee on the MBNA True Line Mastercard?

$0 (Up to 9 authorized users with no additional fee), as read on MBNA Canada’s website on October 7, 2026.

Is there a foreign transaction fee on the MBNA True Line Mastercard?

The issuer’s page did not state a foreign currency conversion fee when we read it; check the cardholder agreement.

What income do I need for the MBNA True Line Mastercard?

The issuer’s page did not state a minimum income when we read it.

More MBNA Canada cards

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    Est. net value / yr
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Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.