Your Best Cards

Ranked by math. Ads and any paid links never change the order · card terms verified at the issuer, dated · how we’re funded →

Canada · personal card · MBNA Canada

Amazon.ca Rewards Mastercard review

Earns 2.5% back at Amazon.ca and Whole Foods Market for eligible Prime members (1.5% for non-Prime) and 1% everywhere else.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply
Amazon.ca Rewards Mastercard

Key facts

Issuer
MBNA Canada
Network
Mastercard
Annual fee
$0 (No annual fee)
Welcome offer
5% back at Amazon.ca, Whole Foods Market, grocery stores and restaurants for first 6 months on first $3,000
Purchase rate
21.74%
Cash advance rate
22.99%
Balance transfers
22.99%
Foreign transaction fee
2.5%
Minimum personal income
Not stated
Minimum household income
Not stated
Available in Quebec
Not stated
Est. net value / yr
$300 ($300 rewards − $0 fee)

Rewards

Earns 2.5% back at Amazon.ca and Whole Foods Market for eligible Prime members (1.5% for non-Prime) and 1% everywhere else.

Earn rates the issuer states: base 1% · everyday 1%. Welcome 5% valid first 6 months on first $3,000 of eligible purchases at Amazon.ca, Whole Foods, grocery stores and restaurants

Perks

2.5% (Prime) or 1% back on foreign currency purchases to offset FX fees

How we put this page together

Every figure here was read on MBNA Canada’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Rates and fees may vary by region (page region selector; Quebec may differ). Foreign exchange fee and income minimums not stated unless listed. Prime foreign-currency earn 2.5% (non-Prime 1%). Issuer for Amazon.ca Rewards card is MBNA. FX fee read on issuer document: https://www.mbna.ca/content/dam/mbna/document/pdf/credit-cards/amazon-interest-rates-roc-en.pdf

Frequently asked questions

What is the annual fee on the Amazon.ca Rewards Mastercard?

$0 (No annual fee), as read on MBNA Canada’s website on October 7, 2026.

Is there a foreign transaction fee on the Amazon.ca Rewards Mastercard?

The issuer states a 2.5% foreign currency conversion fee.

What income do I need for the Amazon.ca Rewards Mastercard?

The issuer’s page did not state a minimum income when we read it.

More MBNA Canada cards

  1. #1

    MBNA Rewards Platinum Plus Mastercard MBNA Canada

    Net $420/yr

    Earns 4 MBNA Rewards points per $1 on restaurant, grocery, digital media, membership and household utility purchases (first 90 days; 2 points thereafter) and 1 point on everything else.

    Earn: base 1 pts · groceries 2 pts · dining 2 pts · everyday 1 pts

    Annual fee
    $0 (No annual fee)
    Est. net value / yr
    $420
    Welcome offer
    5,000 bonus points after $500 in eligible purchases within 90 days, plus 5,000 points for enrolling in paperless e-statements within 90 days
    Purchase rate
    21.99%
    Balance transfers
    22.99%
    Foreign transaction fee
    Not stated
    Apply on issuer siteCard detailsRead October 7, 2026
  2. #2

    MBNA Rewards World Elite Mastercard MBNA Canada

    Net $660/yr

    Earns 5 points per $1 on restaurant, grocery, digital media, membership and household utility purchases and 1 point on everything else, with a birthday bonus and rental collision coverage.

    Earn: base 1 pts · groceries 5 pts · dining 5 pts · everyday 1 pts

    Annual fee
    $120 ($120 primary / $50 additional cardholder)
    Est. net value / yr
    $660
    Welcome offer
    20,000 bonus points after $2,000 in eligible purchases within 90 days plus 10,000 points for enrolling in paperless e-statements (up to 30,000)
    Purchase rate
    21.99%
    Balance transfers
    22.99%
    Foreign transaction fee
    Not stated
    Apply on issuer siteCard detailsRead October 7, 2026
  3. #3

    MBNA Smart Cash Platinum Plus Mastercard MBNA Canada

    Net $312/yr

    No-fee cash back card: 5% on gas and groceries for the first 6 months, then 2% (on up to $500 a month), and 0.5% on everything else.

    Earn: base 0.5% · groceries 2% · gas 2% · everyday 0.5%

    Annual fee
    $0 (Up to 9 authorized users with no additional fee)
    Est. net value / yr
    $312
    Welcome offer
    5% cash back on gas and groceries for first 6 months (up to $500 monthly)
    Purchase rate
    21.99%
    Balance transfers
    22.99%
    Foreign transaction fee
    Not stated
    Apply on issuer siteCard detailsRead October 7, 2026
  4. #4

    MBNA Smart Cash World Mastercard MBNA Canada

    Net $369/yr

    Cash back card with 5% on gas and groceries for the first 6 months, then 2% (up to $500 a month), and 1% on everything else.

    Earn: base 1% · groceries 2% · gas 2% · everyday 1%

    Annual fee
    $39 (Up to 9 authorized users with no additional fee)
    Est. net value / yr
    $369
    Welcome offer
    5% cash back on gas and groceries for first 6 months (up to $500 monthly)
    Purchase rate
    21.99%
    Balance transfers
    22.99%
    Foreign transaction fee
    Not stated
    Apply on issuer siteCard detailsRead October 7, 2026

Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.