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Transfer partners

Chase Ultimate Rewards Transfer Partners

All 14 Chase Ultimate Rewards transfer partners in our database — 10 airline and 4 hotel — with the ratio and typical transfer time for each, plus what we value a point at (1.5¢).

Ranked by math · Compensation never changes the order · Methodology

Chase Ultimate Rewards points move to a short list of airline and hotel programs, almost all at 1:1. In our database, the Sapphire cards and the Ink Business Preferred are the cards tagged as earning transferable Ultimate Rewards; Chase’s no-annual-fee Freedom cards are listed with the cash back cards.

All Chase Ultimate Rewards partners

Partner programTypeRatioTransfer time
Aer Lingus AerClubAirline1:1near-instant
Air Canada AeroplanAirline1:1near-instant
Air France-KLM Flying BlueAirline1:1instant-1h
British Airways ClubAirline1:1near-instant
Iberia PlusAirline1:1near-instant
JetBlue TrueBlueAirline1:1near-instant
Singapore Airlines KrisFlyerAirline1:11-2 days
Southwest Rapid RewardsAirline1:1near-instant
United MileagePlusAirline1:1near-instant
Virgin Atlantic Flying ClubAirline1:1near-instant
IHG One RewardsHotel1:15h-1 day
Marriott BonvoyHotel1:1~2 days
World of HyattHotel1:1near-instant
World of Hyatt (Sapphire Preferred / Ink Business Preferred)Hotel4:3near-instant
Wyndham RewardsHotel1:11-7 business days

Ratio = Chase Ultimate Rewards points : partner points or miles. Partner list checked October 9, 2026.

Not 1:1: World of Hyatt (Sapphire Preferred / Ink Business Preferred) (4:3).

Cards that earn Chase Ultimate Rewards

  1. 1
    Chase Sapphire Preferred® Credit Card

    Chase Sapphire Preferred® Credit Card

    Chase · Visa
    Annual fee
    $95
    Overall score
    84
    • 5X total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit
    • 2X on other travel purchases
    • 3X points on dining, including eligible delivery services, takeout and dining out

    Welcome offer: Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

  2. 2
    Chase Sapphire Reserve®

    Chase Sapphire Reserve®

    Chase · Visa
    Annual fee
    $795
    Overall score
    73
    • 8X points on Chase TravelSM purchases
    • 4X on flights and hotels booked direct
    • 3X on dining worldwide

    Welcome offer: Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.

  3. 3
    Chase Sapphire Reserve for Business℠

    Chase Sapphire Reserve for Business℠

    Chase · Visa
    Annual fee
    $795
    Overall score
    66
    • 8X points on all purchases through Chase Travel℠, including The Edit, 5X total points on Lyft through 9/30/27. 4X points on flights & hotels booked direct, 3X points on social media & search engine advertising, 1X points on all other purchases

    Welcome offer: Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.

  4. 4
    Ink Business Preferred® Credit Card

    Ink Business Preferred® Credit Card

    Chase · Visa
    Annual fee
    $95
    Overall score
    62
    • Earn 3 points per $1 on the first $150,000 spent in combined purchases in shipping purchases, advertising purchases made with social media sites and search engines, Internet, cable and phone services, and travel
    • 5x points on Lyft rides through September 30, 2027
    • 1x point per $1 on all other purchases

    Welcome offer: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening

Sorted by overall score. Card data checked October 9, 2026.

Canadian cards that earn Aeroplan

Air Canada’s own Aeroplan conversion page lists Chase Ultimate Rewards as a program whose points convert into Aeroplan at 1000:1000 (Aeroplan’s page, read October 7, 2026). Aeroplan is also the points currency of 13 Canadian credit cards, ranked on our Canadian site: best Aeroplan credit cards in Canada. Conversions are one-way and subject to the program’s own rules.

How this page is built

Partners, ratios and transfer times come from our transfer-partner table, checked against Chase Ultimate Rewards’s own partner list. Partners are listed by type and then alphabetically — this is a reference list, not a ranking. Cards are sorted by our overall score; partner (affiliate) links never change which cards appear or their order. Point value: our blended cents-per-point figure from /point-values/.

Card details come from our database, which is verified against each issuer’s own website; see our methodology, editorial policy and corrections policy.

Questions, answered from the data

How many transfer partners does Chase Ultimate Rewards have?

14 partner programs in our database: 10 airline and 4 hotel (15 listings, because some partners have a second ratio for certain cards).

Which Chase Ultimate Rewards partners transfer 1:1?

Aer Lingus AerClub, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Club, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, IHG One Rewards and Marriott Bonvoy and 2 more.

Which partners transfer at a different ratio?

World of Hyatt (Sapphire Preferred / Ink Business Preferred) (4:3).

Which Chase Ultimate Rewards transfers are instant or near-instant?

Listed as instant or near-instant: Aer Lingus AerClub, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Club, Iberia Plus, JetBlue TrueBlue, Southwest Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, World of Hyatt and World of Hyatt (Sapphire Preferred / Ink Business Preferred). Times are typical, not guaranteed; never transfer until you have found the award space.

What is a Chase Ultimate Rewards point worth?

We value Chase Ultimate Rewards points at 1.5¢ each (our blended value, explained on the point values page).

Which cards earn Chase Ultimate Rewards?

In our database: Chase Sapphire Preferred® Credit Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠ and Ink Business Preferred® Credit Card.