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Canada · business card · CIBC

CIBC Aventura Visa Card for Business review

Earn 2 Aventura points per $1 on travel via the CIBC Rewards Centre, 1.5 on gas, EV charging, travel and transportation, and 1 on other purchases.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply
CIBC Aventura Visa Card for Business

Key facts

Issuer
CIBC
Network
Visa
Annual fee
$139 (Two options: $139 at 20.99% or $180 at lower rate; additional cards $50 each (up to 9))
Welcome offer
Earn up to $2,200 in value including annual fee rebate for the first 2 years
Purchase rate
20.99% ($139 fee option); as low as 12.99% ($180 fee option)
Cash advance rate
22.99% ($139 fee option); as low as 14.50% ($180 fee option)
Foreign transaction fee
2.5%
Minimum personal income
$35,000
Minimum household income
Not stated
Available in Quebec
Not stated
Est. net value / yr
$313 ($452 rewards − $139 fee)
Points value
CIBC Aventura at 1.3¢ CAD each

Rewards

Earn 2 Aventura points per $1 on travel via the CIBC Rewards Centre, 1.5 on gas, EV charging, travel and transportation, and 1 on other purchases.

Earn rates the issuer states: base 1 pts · gas 1.5 pts · travel 2 pts.

Perks

Transfer Aventura points between accounts

How we put this page together

Every figure here was read on CIBC’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: FX fee not stated. FX fee read on issuer document: https://www.cibc.com/content/dam/cibc-public-assets/personal-banking/credit-cards/documents/form-business-credit-card-summary-of-annual-interest-rates-and-fees-13552-en.pdf

Frequently asked questions

What is the annual fee on the CIBC Aventura Visa Card for Business?

$139 (Two options: $139 at 20.99% or $180 at lower rate; additional cards $50 each (up to 9)), as read on CIBC’s website on October 7, 2026.

Is there a foreign transaction fee on the CIBC Aventura Visa Card for Business?

The issuer states a 2.5% foreign currency conversion fee.

What income do I need for the CIBC Aventura Visa Card for Business?

The issuer states a minimum personal income of $35,000.

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Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.