Canada · personal card · Brim Financial
Brim World Elite review
Earns 1 Brim Rewards point per $1 spent on base spending (points worth $0.01), with premium travel and purchase insurances and a 1.5% foreign transaction fee.
Key facts
- Issuer
- Brim Financial
- Network
- Mastercard
- Annual fee
- $89 ($50 additional member card)
- Foreign transaction fee
- 1.5%
- Minimum personal income
- Not stated
- Minimum household income
- Not stated
- Available in Quebec
- Not stated
- Insurance
- Out-of-Province Emergency Travel Medical ($5M; 15 days under 65, 3 days 65+); Trip Cancellation; Trip Interruption; Flight Delay; Baggage Delay; Lost or Stolen Baggage; Hotel Burglary; Car Rental Collision/Loss Damage (48 days); Mobile Device Insurance (up to $1,500); Extended Warranty; Purchase Security; Common Carrier Accident ($150,000/insured); Travel Assistance
- Est. net value / yr
- $211 ($300 rewards − $89 fee)
- Points value
- Brim Rewards at 1¢ CAD each
Rewards
Earns 1 Brim Rewards point per $1 spent on base spending (points worth $0.01), with premium travel and purchase insurances and a 1.5% foreign transaction fee.
Earn rates the issuer states: base 1 pts · everyday 1 pts. Brim Open Rewards are uncapped and unlimited
Perks
Installment Pay; Mastercard Travel Pass ($32 USD per visit); budgeting tool; points do not expire
How we put this page together
Every figure here was read on Brim Financial’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: APR, income and signup bonus not stated on page. Trip cancellation limits $5,000 per insured per trip, $25,000 per trip.
Frequently asked questions
What is the annual fee on the Brim World Elite?
$89 ($50 additional member card), as read on Brim Financial’s website on October 7, 2026.
Is there a foreign transaction fee on the Brim World Elite?
The issuer states a 1.5% foreign currency conversion fee.
What income do I need for the Brim World Elite?
The issuer’s page did not state a minimum income when we read it.
More Brim Financial cards
No-fee card earning 1 Brim Rewards point per $2 spent on base spending, with higher earn at Brim Marketplace partners. Points are worth $0.01 each.
Earn: base 0.5 pts · everyday 0.5 pts
- Annual fee
- $0 (Additional members $0)
- Est. net value / yr
- $150
- Foreign transaction fee
- 1.5%
Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.