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Canada · personal card · Brim Financial

Brim Standard review

No-fee card earning 1 Brim Rewards point per $2 spent on base spending, with higher earn at Brim Marketplace partners. Points are worth $0.01 each.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply
Brim Standard

Key facts

Issuer
Brim Financial
Network
Mastercard
Annual fee
$0 (Additional members $0)
Foreign transaction fee
1.5%
Minimum personal income
Not stated
Minimum household income
Not stated
Available in Quebec
Not stated
Insurance
Mobile Device Insurance (up to $500); Extended Warranty; Purchase Security Insurance (90 days, $1,000/occurrence); Common Carrier Accident Insurance ($100,000/insured, $300,000/accident); Zero Liability
Est. net value / yr
$150 ($150 rewards − $0 fee)
Points value
Brim Rewards at 1¢ CAD each

Rewards

No-fee card earning 1 Brim Rewards point per $2 spent on base spending, with higher earn at Brim Marketplace partners. Points are worth $0.01 each.

Earn rates the issuer states: base 0.5 pts · everyday 0.5 pts. Brim Open Rewards are uncapped and unlimited

Perks

Installment Pay; Mastercard Travel Pass ($32 USD per lounge visit); budgeting tool; points do not expire

How we put this page together

Every figure here was read on Brim Financial’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Read from Brim credit-cards page via browser. APR, income and signup bonus not stated on page. Installment Pay not available in Quebec.

Frequently asked questions

What is the annual fee on the Brim Standard?

$0 (Additional members $0), as read on Brim Financial’s website on October 7, 2026.

Is there a foreign transaction fee on the Brim Standard?

The issuer states a 1.5% foreign currency conversion fee.

What income do I need for the Brim Standard?

The issuer’s page did not state a minimum income when we read it.

More Brim Financial cards

  1. #1

    Brim World Elite Brim Financial

    Net $211/yr

    Earns 1 Brim Rewards point per $1 spent on base spending (points worth $0.01), with premium travel and purchase insurances and a 1.5% foreign transaction fee.

    Earn: base 1 pts · everyday 1 pts

    Annual fee
    $89 ($50 additional member card)
    Est. net value / yr
    $211
    Foreign transaction fee
    1.5%
    Apply on issuer siteCard detailsRead October 7, 2026

Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.