Canada · October 2026
Servus Credit Union credit cards
4 cards, ranked by estimated net annual rewards value where the issuer states earn rates.
Earns 2 Servus Circle Rewards points per $1 on eligible purchases (2% value), with travel and purchase insurance, concierge and Mastercard Travel Pass.
Earn: base 2 pts · everyday 2 pts
- Annual fee
- $150 ($150 annual fee; $40 supplemental card; 25% of fee returned as Profit Share cash)
- Est. net value / yr
- $450
- Welcome offer
- 25,000 Servus Circle Rewards points (value $250) with a new card
- Purchase rate
- 20.99%
- Foreign transaction fee
- 2.5%
Earns 1 Servus Circle Rewards point per $1 (1% value) with travel medical, trip and car rental insurance.
Earn: base 1 pts · everyday 1 pts
- Annual fee
- $75 ($75 annual fee; $0 supplemental card; 25% of fee returned as Profit Share cash)
- Est. net value / yr
- $225
- Welcome offer
- 5,000 Servus Circle Rewards points (value $50) with a new card
- Purchase rate
- 20.99%
- Foreign transaction fee
- 2.5%
No-fee Mastercard earning 1 Servus Circle Rewards point per $2 on eligible purchases.
Earn: base 0.5 pts · everyday 0.5 pts
- Annual fee
- $0 (No annual fee; $0 supplemental)
- Est. net value / yr
- $150
- Purchase rate
- 20.99%
- Foreign transaction fee
- 2.5%
- #4
Servus Low Rate Mastercard Servus Credit Union
Low-rate Mastercard with a 12.99% purchase rate; no rewards earning stated.
- Annual fee
- $30 ($30 annual fee; $0 supplemental; 25% of fee returned as Profit Share cash)
- Purchase rate
- 12.99%
- Foreign transaction fee
- 2.5%
Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.