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Canada · business card · Scotiabank

Scotia Home Hardware PRO Visa Business Card review

Earn 1 Scene+ point per $1 on eligible business purchases at Home Hardware locations; interest from Prime + 4.99% to 10.99% with secured limits $5,000 to $500,000.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply

Key facts

Issuer
Scotiabank
Network
Visa
Annual fee
$0 (Supplementary cards $0)
Welcome offer
Up to 15,000 bonus Scene+ points when you spend $1,500 at Home Hardware in first 3 months. Open account Oct 1 to Nov 30, 2026 (until November 30, 2026)
Purchase rate
From Prime + 4.99% to 10.99%
Foreign transaction fee
2.5%
Minimum personal income
Not stated
Minimum household income
Not stated
Available in Quebec
Not stated
Est. net value / yr
$300 ($300 rewards − $0 fee)
Points value
Scene+ at 1¢ CAD each

Rewards

Earn 1 Scene+ point per $1 on eligible business purchases at Home Hardware locations; interest from Prime + 4.99% to 10.99% with secured limits $5,000 to $500,000.

Earn rates the issuer states: base 1 pts. 1 point per $1 stated for Home Hardware purchases

How we put this page together

Every figure here was read on Scotiabank’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Insurance package, Quebec availability not fully read. Cash advance rate and FX not stated. FX fee read on issuer document: https://www.scotiabank.com/content/dam/scotiabank/canada/common/documents/pdf/Scotia-Home-Hardware-PRO-Visa-Business-Card-Eng-Ekit.pdf

Frequently asked questions

What is the annual fee on the Scotia Home Hardware PRO Visa Business Card?

$0 (Supplementary cards $0), as read on Scotiabank’s website on October 7, 2026.

Is there a foreign transaction fee on the Scotia Home Hardware PRO Visa Business Card?

The issuer states a 2.5% foreign currency conversion fee.

What income do I need for the Scotia Home Hardware PRO Visa Business Card?

The issuer’s page did not state a minimum income when we read it.

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Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.