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Canada · business card · Desjardins

Visa US Business review

U.S. dollar business card for paying U.S. suppliers without currency conversion fees; requires a Canadian Desjardins business credit card.

By · Card data read October 7, 2026 · How we rank Canadian cards

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Visa US Business

Key facts

Issuer
Desjardins
Network
Visa
Annual fee
$30 (Annual fee US$30 per card)
Purchase rate
19.4%
Cash advance rate
19.4%
Foreign transaction fee
None
Minimum personal income
Not stated
Minimum household income
Not stated
Available in Quebec
Not stated
Insurance
Corporate Insurance Program: baggage, delayed flight, common carrier accident, auto rental collision/loss damage

How we put this page together

Every figure here was read on Desjardins’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Page states currency conversion fee: None (for U.S. dollar card). Fee in USD.

Frequently asked questions

What is the annual fee on the Visa US Business?

$30 (Annual fee US$30 per card), as read on Desjardins’s website on October 7, 2026.

Is there a foreign transaction fee on the Visa US Business?

The issuer states no foreign currency conversion fee.

What income do I need for the Visa US Business?

The issuer’s page did not state a minimum income when we read it.

More Desjardins cards

  1. #1

    Bonus Visa Desjardins

    Net $204/yr

    Earn up to 2% of purchases in BONUSDOLLARS on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases; 1 BONUSDOLLAR = $1.

    Earn: base 0.5% · dining 2%

    Annual fee
    $0
    Est. net value / yr
    $204
    Purchase rate
    20.9%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026
  2. #2

    Cash Back Mastercard Desjardins

    Net $204/yr

    Earn up to 2% cash back on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases.

    Earn: base 0.5% · dining 2%

    Annual fee
    $0
    Est. net value / yr
    $204
    Purchase rate
    20.9%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026
  3. #3

    Cash Back Visa Desjardins

    Net $204/yr

    Earn up to 2% cash back on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases.

    Earn: base 0.5% · dining 2%

    Annual fee
    $0
    Est. net value / yr
    $204
    Purchase rate
    20.9%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026
  4. #4

    Cash Back World Elite Mastercard Desjardins

    Net $524/yr

    Earn up to 4% cash back on groceries, up to 3% on restaurants, 3% on entertainment and alternative transportation, and 1% on other purchases.

    Earn: base 1% · groceries 4% · dining 3%

    Annual fee
    $100
    Est. net value / yr
    $524
    Purchase rate
    20.9%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026

Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.