Canada · business card · Desjardins
Visa Business Advantage review
Business card for annual spending between $500,000 and $750,000 with up to 1% cash back and interest at prime plus 8.5%.
Key facts
- Issuer
- Desjardins
- Network
- Visa
- Annual fee
- $25 ($25 per card)
- Purchase rate
- Prime + 8.5%
- Foreign transaction fee
- 2.5%
- Minimum personal income
- Not stated
- Minimum household income
- Not stated
- Available in Quebec
- Not stated
- Insurance
- Corporate Insurance Program: baggage, delayed flight/denied boarding/missed connection, common carrier accident
- Est. net value / yr
- $275 ($300 rewards − $25 fee)
Rewards
Business card for annual spending between $500,000 and $750,000 with up to 1% cash back and interest at prime plus 8.5%.
Earn rates the issuer states: base 1%. 1% on $12,000 to $750,000 annual purchases
How we put this page together
Every figure here was read on Desjardins’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: FX fee not stated on page. Insurance names as listed on page. FX fee read on issuer document: https://www.desjardins.com/content/dam/pdf/en/business/credit-cards/terms-conditions-business-advantage-card.pdf
Frequently asked questions
What is the annual fee on the Visa Business Advantage?
$25 ($25 per card), as read on Desjardins’s website on October 7, 2026.
Is there a foreign transaction fee on the Visa Business Advantage?
The issuer states a 2.5% foreign currency conversion fee.
What income do I need for the Visa Business Advantage?
The issuer’s page did not state a minimum income when we read it.
More Desjardins cards
Earn up to 2% of purchases in BONUSDOLLARS on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases; 1 BONUSDOLLAR = $1.
Earn: base 0.5% · dining 2%
- Annual fee
- $0
- Est. net value / yr
- $204
- Purchase rate
- 20.9%
- Foreign transaction fee
- 2.5%
Earn up to 2% cash back on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases.
Earn: base 0.5% · dining 2%
- Annual fee
- $0
- Est. net value / yr
- $204
- Purchase rate
- 20.9%
- Foreign transaction fee
- 2.5%
Earn up to 2% cash back on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases.
Earn: base 0.5% · dining 2%
- Annual fee
- $0
- Est. net value / yr
- $204
- Purchase rate
- 20.9%
- Foreign transaction fee
- 2.5%
Earn up to 4% cash back on groceries, up to 3% on restaurants, 3% on entertainment and alternative transportation, and 1% on other purchases.
Earn: base 1% · groceries 4% · dining 3%
- Annual fee
- $100
- Est. net value / yr
- $524
- Purchase rate
- 20.9%
- Foreign transaction fee
- 2.5%
Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.