Canada · personal card · Desjardins
Odyssey Visa Infinite Privilege review
Earn up to 4% of purchases in BONUSDOLLARS on restaurants, entertainment and alternative transportation, 3% on groceries, up to 3% on travel, and 1.5% on other purchases.
Key facts
- Issuer
- Desjardins
- Network
- Visa
- Annual fee
- $295 ($295 for Desjardins members, $395 for non-members)
- Purchase rate
- 11.9%
- Cash advance rate
- 12.9%
- Foreign transaction fee
- 2.5%
- Minimum personal income
- $150,000
- Minimum household income
- $200,000
- Available in Quebec
- Not stated
- Insurance
- Comprehensive travel insurance up to 60 days; Auto rental collision/loss damage; Mobile device
- Est. net value / yr
- $425 ($720 rewards − $295 fee)
Rewards
Earn up to 4% of purchases in BONUSDOLLARS on restaurants, entertainment and alternative transportation, 3% on groceries, up to 3% on travel, and 1.5% on other purchases.
Earn rates the issuer states: base 1.5% · groceries 3% · dining 4% · travel 3%. Travel category capped at $25,000 annual
How we put this page together
Every figure here was read on Desjardins’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: FX fee not stated on page. Insurance names as listed on page. Rates are percent of purchases returned as BONUSDOLLARS (1 = $1), earn_unit cash_pct. Rate listed with footnote on page. FX fee read on issuer document: https://www.desjardins.com/content/dam/pdf/en/personal/credit-cards/EI-Form-OdysseeInf_A.pdf
Frequently asked questions
What is the annual fee on the Odyssey Visa Infinite Privilege?
$295 ($295 for Desjardins members, $395 for non-members), as read on Desjardins’s website on October 7, 2026.
Is there a foreign transaction fee on the Odyssey Visa Infinite Privilege?
The issuer states a 2.5% foreign currency conversion fee.
What income do I need for the Odyssey Visa Infinite Privilege?
The issuer states a minimum personal income of $150,000 or a minimum household income of $200,000.
More Desjardins cards
Earn up to 2% of purchases in BONUSDOLLARS on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases; 1 BONUSDOLLAR = $1.
Earn: base 0.5% · dining 2%
- Annual fee
- $0
- Est. net value / yr
- $204
- Purchase rate
- 20.9%
- Foreign transaction fee
- 2.5%
Earn up to 2% cash back on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases.
Earn: base 0.5% · dining 2%
- Annual fee
- $0
- Est. net value / yr
- $204
- Purchase rate
- 20.9%
- Foreign transaction fee
- 2.5%
Earn up to 2% cash back on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases.
Earn: base 0.5% · dining 2%
- Annual fee
- $0
- Est. net value / yr
- $204
- Purchase rate
- 20.9%
- Foreign transaction fee
- 2.5%
Earn up to 4% cash back on groceries, up to 3% on restaurants, 3% on entertainment and alternative transportation, and 1% on other purchases.
Earn: base 1% · groceries 4% · dining 3%
- Annual fee
- $100
- Est. net value / yr
- $524
- Purchase rate
- 20.9%
- Foreign transaction fee
- 2.5%
Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.