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Canada · personal card · Coast Capital Savings

Coast Capital World Mastercard review

Earns 3 points per $1 on groceries ($20K cap), 2 on dining and entertainment ($15K cap) and 1 on everything else, with travel and purchase insurance.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply

Key facts

Issuer
Coast Capital Savings
Network
Mastercard
Annual fee
$120 ($120 annual fee)
Welcome offer
$200 statement credit for new members
Purchase rate
20.99%
Cash advance rate
22.99%
Foreign transaction fee
2.5%
Minimum personal income
Not stated
Minimum household income
Not stated
Available in Quebec
Not stated
Insurance
Purchase Protection; Extended Warranty; Auto Rental Collision/Loss Damage; Mobile Device; Emergency Health Care; Travel Assistance; Baggage; Trip Cancellation
Est. net value / yr
$384 ($504 rewards − $120 fee)
Points value
Collabria Flex Rewards at 1¢ CAD each

Rewards

Earns 3 points per $1 on groceries ($20K cap), 2 on dining and entertainment ($15K cap) and 1 on everything else, with travel and purchase insurance.

Earn rates the issuer states: base 1 pts · groceries 3 pts · dining 2 pts · everyday 1 pts. $20,000 grocery cap; $15,000 dining and entertainment cap

Perks

Mastercard World benefits

How we put this page together

Every figure here was read on Coast Capital Savings’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Issued by Collabria Financial Services (per Coast Capital page); points program assumed Collabria Flex Rewards (page links collabriacreditcards.ca/rewards). Page read via browser (curl to coastcapitalsavings.com failed). Income and FX fee not stated. New-member statement credit offers subject to change, end date not stated. FX fee read on issuer document: https://www.collabriacreditcards.ca/webres/File/Product/App%20Disclosures%20Nov%202%202020/Important%20Notice%20App%20Disclosure.pdf

Frequently asked questions

What is the annual fee on the Coast Capital World Mastercard?

$120 ($120 annual fee), as read on Coast Capital Savings’s website on October 7, 2026.

Is there a foreign transaction fee on the Coast Capital World Mastercard?

The issuer states a 2.5% foreign currency conversion fee.

What income do I need for the Coast Capital World Mastercard?

The issuer’s page did not state a minimum income when we read it.

More Coast Capital Savings cards

  1. #1

    Coast Capital Cash Back Mastercard Coast Capital Savings

    Net $204/yr

    No-fee card earning 1 point per $1 on groceries, gas, sustainable transit, select recurring bills and digital streaming ($5,000 annual cap per group), and 0.5 points per $1 on everything else.

    Earn: base 0.5% · groceries 1% · gas 1% · everyday 0.5%

    Annual fee
    $0 (No annual fee)
    Est. net value / yr
    $204
    Welcome offer
    $100 statement credit for new members
    Purchase rate
    20.99%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026
  2. #2

    Coast Capital Cash Back World Elite Mastercard Coast Capital Savings

    Net $468/yr

    Earns 4 points per $1 on grocery and sustainable transit, 2 on select recurring bills, digital streaming and dining ($20K caps) and 1 on everything else, with travel insurance.

    Earn: base 1% · groceries 4% · dining 2% · everyday 1%

    Annual fee
    $120 ($120 annual fee)
    Est. net value / yr
    $468
    Welcome offer
    $200 statement credit for new members
    Purchase rate
    20.99% fixed
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026
  3. #3

    Coast Capital Centra Gold Mastercard Coast Capital Savings

    Net $250/yr

    Low-rate rewards card with a 12.99% rate and 1 point per $1 on all purchases.

    Earn: base 1 pts · everyday 1 pts

    Annual fee
    $50 ($50 annual fee)
    Est. net value / yr
    $250
    Welcome offer
    $100 statement credit for new members
    Purchase rate
    12.99%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026
  4. #4

    Coast Capital Classic Mastercard Coast Capital Savings

    Low-rate card with a 13.99% rate; no points earning stated.

    Annual fee
    $20 ($20 annual fee)
    Welcome offer
    $100 statement credit for new members
    Purchase rate
    13.99%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026

Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.