Your Best Cards

Ranked by math. Ads and any paid links never change the order · card terms verified at the issuer, dated · how we’re funded →

Canada · personal card · American Express Canada

American Express Aeroplan Card review

Earns 2 Aeroplan points per $1 on Air Canada, 1.5 on dining and food delivery in Canada and at Hyatt, and 1 on everything else, with a free first checked bag.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply
American Express Aeroplan Card

Key facts

Issuer
American Express Canada
Network
Amex
Annual fee
$120 (Charge card, no preset limit; fee rises to $150 on Jan 12 2027; $50 per Additional Card)
Welcome offer
35,000 Aeroplan points after $7,500 in 6 months plus 10,000 points after $1,000 in month 13
Foreign transaction fee
Not stated
Minimum personal income
Not stated
Minimum household income
Not stated
Available in Quebec
Not stated
Est. net value / yr
$637 ($757 rewards − $120 fee)
Points value
Aeroplan at 2.14¢ CAD each

Rewards

Earns 2 Aeroplan points per $1 on Air Canada, 1.5 on dining and food delivery in Canada and at Hyatt, and 1 on everything else, with a free first checked bag.

Earn rates the issuer states: base 1 pts · dining 1.5 pts · travel 2 pts · everyday 1 pts.

Perks

First checked bag free for up to 9 travellers; flight reward deals; 4th night free on hotel redemptions

How we put this page together

Every figure here was read on American Express Canada’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Listed as Charge Card; APR not stated on page.

Frequently asked questions

What is the annual fee on the American Express Aeroplan Card?

$120 (Charge card, no preset limit; fee rises to $150 on Jan 12 2027; $50 per Additional Card), as read on American Express Canada’s website on October 7, 2026.

Is there a foreign transaction fee on the American Express Aeroplan Card?

The issuer’s page did not state a foreign currency conversion fee when we read it; check the cardholder agreement.

What income do I need for the American Express Aeroplan Card?

The issuer’s page did not state a minimum income when we read it.

More American Express Canada cards

  1. #1

    American Express Aeroplan Business Reserve Card American Express Canada

    Net $338/yr

    Earns 3 Aeroplan points per $1 on Air Canada, 2.5 at Hyatt, 2 on eligible hotels and car rentals in Canada, and 1.25 on everything else.

    Earn: base 1.25 pts · travel 3 pts · everyday 1.25 pts

    Annual fee
    $599 (Rises to $799 on Jan 12 2027; $199 per supplementary Business Reserve Card)
    Est. net value / yr
    $338
    Welcome offer
    Elevated offer: 80,000 Aeroplan points after $10,500 in 3 months plus 40,000 points after $3,500 in month 13
    Purchase rate
    21.99%
    Foreign transaction fee
    Not stated
    Apply on issuer siteCard detailsRead October 7, 2026
  2. #2

    American Express Aeroplan Reserve Card American Express Canada

    Net $396/yr

    Earns 3 Aeroplan points per $1 on Air Canada, 2 on dining and food delivery in Canada and at Hyatt, and 1.25 on everything else, with Maple Leaf Lounge access and a companion pass.

    Earn: base 1.25 pts · dining 2 pts · travel 3 pts · everyday 1.25 pts

    Annual fee
    $599 (Annual fee rises to $799 on Jan 12 2027; $199 per Additional Reserve Card (no-fee companion card available))
    Est. net value / yr
    $396
    Welcome offer
    60,000 Aeroplan points after $7,500 in 3 months plus 25,000 points after $2,500 in month 13
    Purchase rate
    21.99%
    Foreign transaction fee
    Not stated
    Apply on issuer siteCard detailsRead October 7, 2026
  3. #3

    American Express Business Gold Rewards Card American Express Canada

    Net $146/yr

    Earns 1 Membership Rewards point per $1 plus a 10,000-point bonus each quarter in which $20,000 is charged.

    Earn: base 1 pts · everyday 1 pts

    Annual fee
    $199 (Charge card; Employee Cards $50 each)
    Est. net value / yr
    $146
    Welcome offer
    Elevated offer: 60,000 points after $7,500 in 3 months plus 30,000 points after $30,000 in first year (up to 90,000)
    Foreign transaction fee
    Not stated
    Apply on issuer siteCard detailsRead October 7, 2026
  4. #4

    Business Platinum Card from American Express American Express Canada

    Net −$368/yr

    Charge card earning 1.25 Membership Rewards points per $1 on all purchases, with premium travel benefits and no pre-set spending limit.

    Earn: base 1.25 pts · everyday 1.25 pts

    Annual fee
    $799 (Charge card; Employee Business Platinum Cards $250; Employee Business Gold Cards $0 (up to 99))
    Est. net value / yr
    −$368
    Welcome offer
    80,000 Membership Rewards points after $15,000 in 3 months plus 40,000 points on a purchase between months 15 and 17
    Purchase rate
    21.99% (Flexible Payment Option balance; 30% delinquent)
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026

Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.