# YourBestCards.com
> Independent credit card comparison. No affiliate links. No sponsored rankings. Rankings based on math, not referral fees. A ByTheMath network property.


## About
- [About](https://yourbestcards.com/about/): Who we are and how we work
- [Methodology](https://yourbestcards.com/methodology/): How cards are scored
- [Editorial Policy](https://yourbestcards.com/editorial-policy/): Independence and no affiliate revenue


## Calculators & Tools
- [Rewards Calculator](https://yourbestcards.com/credit-card-rewards-calculator/): Find the best card for your actual spending profile
- [Trip Gap Calculator](https://yourbestcards.com/trip-gap-calculator/): See how many points you need for any of 254 destinations
- [Balance Transfer Calculator](https://yourbestcards.com/0-intro-apr-credit-cards/): 0% APR and balance transfer comparison
- [Point Values](https://yourbestcards.com/point-values/): Current valuations for all major loyalty programs


## Card Categories
- [Travel Cards](https://yourbestcards.com/travel-credit-cards/): Best travel credit cards ranked
- [Cash Back Cards](https://yourbestcards.com/cash-back-cards/): Best cash back cards ranked
- [Airline Cards](https://yourbestcards.com/airline-credit-cards/): Best airline credit cards by carrier
- [Hotel Cards](https://yourbestcards.com/hotel-cards/): Best hotel credit cards ranked
- [Business Cards](https://yourbestcards.com/business-credit-cards/): Best business credit cards ranked
- [Grocery Cards](https://yourbestcards.com/grocery-cards/): Best cards for grocery spending
- [Dining Cards](https://yourbestcards.com/dining-cards/): Best cards for restaurant spending
- [0% APR Cards](https://yourbestcards.com/0-intro-apr-credit-cards/): Best 0% intro APR cards


## Guides
- [Best Signup Bonuses](https://yourbestcards.com/best-credit-card-signup-bonuses/): Current welcome offers ranked by value
- [Best International Travel Card](https://yourbestcards.com/best-travel-credit-cards/): No FTF, lounge access, travel protections
- [Best No-Annual-Fee Travel Card](https://yourbestcards.com/best-travel-credit-card-no-annual-fee/): Top no-fee travel cards
- [How Airline Miles Work](https://yourbestcards.com/how-do-airline-miles-work/): Transfer partners, award space explained
- [Points vs Cash Back](https://yourbestcards.com/credit-card-points-vs-cash-back/): Which is worth more?
- [Are Rewards Taxable?](https://yourbestcards.com/are-credit-card-rewards-taxable/): IRS rules on card rewards
- [Group Travel Rewards](https://yourbestcards.com/group-travel-rewards-guide/): Pooling points for multiple travelers
- [Bilt Card Optimizer](https://yourbestcards.com/bilt-card-optimizer/): Optimize the Bilt Mastercard
- [Best HSA Accounts](https://yourbestsavings.com/best-hsa-accounts/): Via YourBestSavings


## Destination Guides
- [Japan](https://yourbestcards.com/points-to/japan/): ANA business via Virgin Atlantic, Hyatt hotels
- [Paris](https://yourbestcards.com/points-to/paris/): Flying Blue Promo Rewards, Park Hyatt Vendôme
- [London](https://yourbestcards.com/points-to/london/): Avios off-peak, Aeroplan surcharge-free
- [Hawaii](https://yourbestcards.com/points-to/hawaii/): United off-peak, Andaz Maui
- [Mexico](https://yourbestcards.com/points-to/mexico/): Hyatt Ziva all-inclusive, AAdvantage
- [China](https://yourbestcards.com/points-to/china/): Aeroplan on Air China, no surcharges
- [Maldives](https://yourbestcards.com/points-to/maldives/): Park Hyatt 25k/nt, Turkish Miles
- [Disney Parks](https://yourbestcards.com/points-to/disney/): Hyatt Grand Cypress, Amex Gold grocery hack
- [All Destinations](https://yourbestcards.com/destination-travel-card-guides/): Full destination guide index


## Network
- [YourBestSavings](https://yourbestsavings.com/): Best CD and HYSA rates, ranked by math
- [YourBestHSA](https://yourbesthsa.com/): HSA provider comparison, 20-year cost model